MEXC Card: an innovative way to use your USDT

MEXC is one of the leading global crypto exchanges, founded in 2018. It provides spot and futures trading, staking and other tools for working with digital assets. The exchange serves over 30 million users in more than 170 countries.

MEXC aims to make cryptocurrencies more convenient for everyday use, which is why it launched its own crypto card.

MEXC MasterCard is a virtual crypto card issued by the MEXC exchange in December 2022. It allows users to spend cryptocurrency (primarily USDT), pre-converted into euros, for online purchases anywhere in the world via the Mastercard network and Google Pay. The card is designed for fast online crypto payments, targeting European users and integrated with MEXC’s powerful ecosystem.

Key features and benefits of the card

MEXC MasterCard offers a number of advantages for users who want to use cryptocurrency in real life:

• Virtual Card: instant issuance after passing KYC.
• Global Usage: accepted for online payments worldwide through the Mastercard network.
• Security: supports 3D Secure (3DS) and real-time transaction notifications.
• Zero transaction fees within the EEA (European Economic Area); 2% fee outside the EEA (minimum 0.60 EUR).

MEXC strives to promote the global adoption of cryptocurrencies by integrating them into everyday purchases. We believe that the MEXC MasterCard is an important step in this direction

Andrew Weiner

Vice president of MEXC Global

The launch of MEXC MasterCard reflects our reliability, innovation and influence. We always focus on users’ needs, providing professional products and services — said Andrew.

Disadvantages and limitations

Despite its functionality, the card has its drawbacks, which are worth knowing in advance:

• No physical card: no ability to withdraw cash from ATMs or use in places that require a physical card (hotels, car rentals, etc.).
• Limited cryptocurrency support: only USDT is supported; other tokens must first be manually converted to USDT via the exchange.
• No Apple Pay support: currently only Google Pay is available.
• Support issues: complaints about long delays, frozen accounts and non-transparent resolution of user issues.

Fees and limits

Before using the card, it is important to understand the fees and restrictions that apply:

Fees:

Limits:

The limits are optimal for active use within a reasonable budget, but the single-currency limitation and maintenance fee are important factors to consider.

How to get MEXC MasterCard: Step-by-step guide

Follow this simple process to get the card:

1. Register or log in to your account on MEXC.com
2. Complete Advanced KYC: submit documents (passport/ID + selfie), documents must be uploaded at least 14 days before application
3. Go to Buy Crypto → MEXC MasterCard → Apply Now, fill out the form and upload photos of the documents
4. After approval (within up to 2 business days) you will receive a virtual card: number, CVV, expiration date — sent to your email
5. Top up the card: convert USDT from your MEXC Funding Wallet — a 1 % fee is charged
6. Add the card to Google Pay for convenient payments.

MEXC MasterCard is a functional virtual card for spending USDT within Europe. It offers low fees (~1.25 % for conversion), zero transaction fees in the EEA and quick issuance. However, the limited supported cryptocurrency, lack of a physical card and poor support ratings can be significant downsides. The card is suitable for users looking for an affordable option for online payments but is not ideal for those who need cashback, a wide choice of crypto or a physical format.

Video reviews of MEXC MasterCard