Tonhub Card

Tonhub is a non-custodial crypto wallet designed for storing and managing Toncoin (TON) and Tether (USDT) tokens. It allows users to securely store, send, receive and stake cryptocurrency without the need for registration or sharing personal data. Tonhub is part of The Open Network (TON) ecosystem, a blockchain closely integrated with the Telegram messenger. TON’s mission is to make cryptocurrency accessible to billions of users by providing simple and secure financial tools.
Tonhub Card is a Visa debit card that allows users to spend their balances in TON and USDT for online and offline purchases.

Main features and benefits of Tonhub Card

The main benefits of Tonhub Card include:

• Simple verification (KYC): a quick identity confirmation process to activate the card.
• Support for payment systems: availability for use via SEPA, SWIFT, Apple Pay and Google Pay.
• Instant conversion: automatic conversion of cryptocurrency into fiat during transactions.
• IBAN support: the ability to send fiat using IBAN, drawing from the crypto balance.
• Availability: currently available for citizens of the European Union, with plans to expand to other regions in 2025.

With Tonhub your account is not just a bank record, but a smart contract linked to your wallet on the TON blockchain. You manage your funds yourself, elevating your crypto wallet to the level of a neo-bank.

TON_Blockchain on the Х network

Tonhub allows users to make direct payments from their TON or USDT balances — @TON_Blockchain on the X network.

Fees and limits

Understanding the financial terms of using the card is important for users:

• Transaction fee: 1.5% per operation.
• ATM withdrawal fee: 1.5% + 1 EUR.
• Supported payment systems: SEPA, SWIFT, Apple Pay, Google Pay.
• Availability: currently only for EU citizens, with expansion planned in 2025.
• Monthly limit: 50,000 EUR.

How to apply for and get a Tonhub Card: step-by-step guide

1. Download the Tonhub app: available on Google Play and the App Store.
2. Create a wallet: set up a new wallet and save the seed phrase to restore access.
3. Complete verification (KYC): provide the necessary documents to confirm your identity.
4. Order the card: after successful verification, apply for the card through the app.
5. Receive the card: once the application is processed, you will receive a physical or virtual card for use.

Drawbacks and limitations

• Limited geographical availability: the card is currently only available to EU citizens.
• Lack of detailed information: the official website does not provide full details about withdrawal or top-up conditions.
• Transaction fee: 1.5% may be higher compared to some competitors.

Tonhub Card is an innovative product that combines the functionality of a crypto wallet and a debit card, allowing users to conveniently spend their crypto assets in everyday life. Thanks to integration with the TON ecosystem and support for popular payment systems, the card offers convenience and flexibility. However, limited geographical availability and the lack of detailed information on limits may be drawbacks for some users.