Biptap Card

Biptap Card is part of the broader Biptap banking platform, which combines crypto wallets, fiat accounts and cards under one account. Rather than offering a single card tier, Biptap provides virtual, plastic and metal cards with different features depending on the user's account and card type.

Cards can be funded from Biptap's crypto and fiat infrastructure. The platform currently supports more than 20 cryptocurrencies alongside currencies such as USD and EUR, although Biptap does not publish one current card-specific list showing which assets can be spent directly from every card product.

Card types and accounts

Virtual cards are designed for online and POS payments and can be connected to Apple Pay or Google Pay where supported. Physical plastic cards add ATM withdrawals and can be linked to Biptap's offshore banking accounts.

Metal cards are positioned as higher-tier products. Silver, Gold and Black variants add benefits such as rewards, lower fees and premium services, with the exact package depending on the associated account plan.

The account structure matters because Biptap separates its free Virtual Account from paid offshore plans. The Lite plan is currently free, while Pro is listed at $300 and Premium at $5,000. The higher plans provide access to broader banking functionality and more favorable card conditions rather than simply representing different card designs.

Fees, limits and rewards

Biptap does not currently publish one simple public fee schedule covering every card type. The platform advertises no payment limit on selected cards and ATM withdrawal limits of up to $10,000 per day, but these are maximum product claims rather than universal limits for every user.

Cashback of up to 5% is also advertised across the card ecosystem. The actual reward rate depends on the card, account and benefits attached to the user's plan.

Biptap currently promotes its beta environment with reduced or zero fees on selected operations. Since these conditions can change after the beta period, the pricing shown in the user's account should be checked before ordering or funding a card.

Verification and custody

Biptap's crypto-only operational wallets can be opened without standard KYC, but access to its virtual bank account and card infrastructure requires identity verification. The Virtual Account currently requires an ID card or passport, while offshore accounts use a separate passport-based onboarding process.

The card itself should be treated as custodial. Biptap acts as an infrastructure and connectivity provider, while the financial accounts and cards are operated through independent third-party service providers. Funds transferred into the card and banking environment are therefore subject to those providers' custody, compliance and operational rules.

How to get a Biptap Card

1. Create a Biptap account.

2. Choose a Virtual Account or one of the offshore account plans.

3. Complete the required identity verification.

4. Open the Cards section and select a virtual, plastic or metal card.

5. Review the current issuance cost, limits and fees for that card.

6. Fund the relevant Biptap account with supported crypto or fiat.

7. Add a compatible virtual card to Apple Pay or Google Pay if required.