Solayer Card is a USDC-funded Visa integrated with the Solayer ecosystem, offering virtual and physical cards, Apple Pay, Google Pay, on-chain rewards and access to exclusive travel discounts.
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Solayer Card, now branded as Solayer Pay Card and formerly known as Emerald Card, is a crypto payment card developed by Solayer. It allows users to spend USDC at Visa-accepting merchants without manually selling cryptocurrency through an exchange.
Users connect a crypto wallet to the Solayer platform and fund a separate card spending balance with USDC. Card transactions are processed through the Visa network, while Solayer integrates the payment experience with its blockchain-based infrastructure.
The card originally launched in April 2025 as a virtual product. Physical cards became available in May 2026, adding in-store payments and ATM withdrawals in supported regions.
Solayer uses Emerald Points to reward eligible spending. Users can participate in partner campaigns, accumulate points and qualify for ecosystem rewards, including token distributions and exclusive benefits.
The company previously offered promotional cashback of 1% on eligible spending and 10% on first purchases. Those promotions ended in August 2025, and a permanent cashback rate has not been confirmed.
Cardholders also receive access to Solayer Travel, a hotel booking platform advertising discounts of up to 60% at more than one million properties worldwide.
Solayer's ecosystem additionally offers yield-bearing products such as sUSD. These are separate from the card's USDC spending balance and are not equivalent to earning interest automatically on card funds.
Solayer's published card documentation lists a $20 annual membership fee, a 1% top-up fee and a $0.15 charge for USD purchases. International payments incur additional conversion fees. However, some official materials list different rates, so users should verify the applicable charges before activation.
Physical card issuance is free for existing users, while shipping charges may apply. ATM withdrawals are available with physical cards, subject to transaction limits and operator fees.
The card is available in selected countries, with identity verification required for all applicants. The restricted jurisdictions include Canada, Australia, the United Kingdom, Ukraine and most European Union countries. Several U.S. states are also excluded.
Visit app.solayer.org/card and connect a compatible crypto wallet.
Open the Card section and apply for Solayer Pay.
Complete identity verification and confirm regional eligibility.
Pay the applicable activation or membership fee.
Activate the virtual card after approval.
Deposit USDC into the card spending balance.
Add the card to Apple Pay or Google Pay, or order a physical card if available.
Solayer Card hakkında sık sorulan soruların kısa yanıtları.
Solayer Card primarily supports USDC funding through the Solayer platform, with Solana as the original supported blockchain network. Users transfer USDC into their card spending balance before making purchases. Other Solayer ecosystem assets, including sSOL and sUSD, are separate products and are not automatically available for direct card payments.
Solayer Card rewards eligible purchases through Emerald Points and partner incentive campaigns. These rewards may provide access to token distributions, exclusive offers and other benefits. Previous promotions offering 1% cashback and a 10% first-purchase bonus ended in August 2025. No permanent cashback percentage has been confirmed.
No. Solayer Card is available in selected countries, but many jurisdictions are restricted. These include Canada, Australia, the United Kingdom, Ukraine, most EU countries and certain U.S. states. Applicants must be at least 18 years old, reside in an eligible jurisdiction and complete KYC verification before receiving a card.
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