Bybit Card is a Mastercard payment card. Compare custody, fees, rewards and regional availability before applying.
Why Bybit Card can be a great choice.
Things to consider before applying.
The Bybit Card is a crypto payment card that lets you spend funds from your Bybit account for everyday purchases. Depending on the region, it is issued as a Mastercard or Visa card and may operate as a debit, prepaid, or credit card. It can be used at supported merchants worldwide, while crypto held in your Funding Account is converted when needed to cover a transaction. Bybit supports multiple cryptocurrencies as payment assets, alongside the card’s designated fiat currency.
Bybit introduced the card as part of its push to connect crypto balances with traditional payment infrastructure. The product has since expanded into multiple markets, with separate regional programs in Europe, Latin America, Australia, Georgia, Kazakhstan and parts of Asia-Pacific. By October 2025, Bybit said the card had more than two million cardholders worldwide.
Both virtual and physical versions are available, although availability depends on the user's country. In supported markets, the card can also be connected to digital wallets for contactless payments.
Bybit does not charge an annual card fee in the regions covered by its current fee schedule. Virtual card issuance is also free until further notice. Physical card fees vary by market: for example, the listed issuance fee is $29.99 in Australia, 29.99 USDT in Georgia and Kazakhstan, and 5 USDT in some Asia-Pacific markets, while physical cards are issued free of charge in Brazil and Mexico. Eligible VIP users can have some physical-card issuance or replacement fees waived.
Using crypto for a purchase may trigger a crypto conversion fee. Current rates differ by region and include 0.9% in Australia, Brazil, Mexico and several other supported markets, while Argentina has a 0.5% rate. Foreign exchange or international transaction fees may also apply when the transaction currency differs from the card's base currency.
ATM withdrawals are available with eligible physical cards. Bybit generally charges a 2% withdrawal fee after the applicable monthly free withdrawal allowance has been exceeded, while the ATM operator may impose additional fees of its own.
One of the main features of the Bybit Card is that users do not need to manually sell crypto before every purchase. Funds can be taken from the user's Funding Account and eligible digital assets converted when the payment is processed. The preferred payment assets and their priority can be managed from the Bybit Card interface.
Bybit offers both virtual and physical cards. The virtual version can be used for online payments immediately after approval, while the physical card adds in-store payments and ATM withdrawals. Digital-wallet support, including Google Pay and other wallet services, is available in selected regions.
Card spending is also tied into the Bybit loyalty program. Eligible purchases earn Rewards Points, which can be redeemed through the Rewards Market or automatically converted into cashback when Auto Cashback is enabled. Cashback rates depend on the user's spending tier or VIP level and can reach 10% at the highest tier, subject to monthly caps and transaction eligibility rules.
Not every transaction earns rewards. ATM withdrawals, fees, refunded transactions, money transfers, prepaid-card funding and several financial-service merchant categories are excluded.
Applicants must have a Bybit account and complete the required identity verification. During the application process, Bybit asks users to select their country of residence and checks whether the card is currently available there. Users in unsupported jurisdictions can register their interest instead of completing an application.
Availability is highly region-specific. Bybit currently operates card programs across a number of European, Latin American and Asia-Pacific markets, as well as Australia, Georgia and Kazakhstan. The card type, payment network, supported wallets, fees and availability of a physical version may differ by country.
Create or log in to your Bybit account and go to Finance → Card.
Select your country of residence and check whether Bybit Card is available in your region.
Complete the required identity verification and eligibility checks.
Submit the application for a virtual Bybit Card.
Once approved, activate the virtual card and configure the assets you want to use for payments.
Where supported, add the card to a compatible digital wallet or apply separately for a physical card.
Quick answers to common questions about Bybit Card.
Yes. Eligible cryptocurrencies held in your Bybit Funding Account can be used to fund purchases. If crypto is required to complete a transaction, Bybit converts the relevant amount during the payment process. Crypto conversion fees may apply depending on your region.
Yes. Eligible card purchases can earn Rewards Points. These can be redeemed manually or converted into cashback automatically through the Auto Cashback feature. The cashback rate depends on your tier or VIP level and can reach 10%, subject to monthly limits and eligibility requirements.
There is currently no annual fee, and virtual card issuance is free until further notice. Physical card issuance fees depend on the region and may be waived for eligible VIP users. Other costs, including crypto conversion, foreign exchange and ATM withdrawal fees, may still apply.
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