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SafePal Card

SafePal Card es una tarjeta de pago vinculada a cripto. Compara custodia, comisiones, niveles, límites y disponibilidad antes de solicitarla.

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General

Marca / programa
SafePal Card
Tipo de tarjeta
Virtual
Wallet
Hybrid
Red de pago
Available regions
Global
Blockchains compatibles
Arbitrum
Planes y niveles
Standard, Silver, Gold, Platinum, Diamond

Comisiones y recompensas

Bono de bienvenida
None
Comisión de alta
€0
Requisito
None; points/SFP stake for higher tiers
Cashback
0%
FX fee
Variable by tier
APR / Rendimiento
No

Acceso y límites

Requiere KYC
Yes
Pago móvil
Yes
Transferencia bancaria
Yes
Límite de retiro en cajero
Not publicly disclosed
Daily spending limit
€5,000/day; €1,600/day contactless

Ventajas

Por qué SafePal Card puede ser una buena opción.

  • Free Swiss IBAN account with no annual management fee.
  • Free virtual Mastercard.
  • Integration with SafePal's non-custodial crypto wallet.
  • Supports crypto funding across more than 40 blockchains.
  • Apple Pay, Google Pay and Samsung Pay support.
  • Mastercard acceptance at more than 40 million merchants.
  • Crypto top-up fees can be as low as 0.4%.
  • Personal card spending limits can be adjusted in the app.
  • Bank transfers and crypto-to-fiat functions in one application.
  • Up to $100,000 monthly transaction capacity for Mastercard-supported accounts.
  • Lower fees can be unlocked through account tiers and SFP staking.

Desventajas

Aspectos a considerar antes de solicitarla.

  • No physical SafePal card is currently promoted as the standard product.
  • KYC is required for the banking gateway and Mastercard.
  • US users are not eligible.
  • Crypto top-up and fiat fees depend on account tier and transaction route.
  • Crypto swaps may include a spread.
  • Blockchain gas fees can still apply.
  • No permanent universal cashback program for normal card purchases.
  • Mastercard availability is more limited than access to the SafePal wallet itself.
  • Some supported banking regions do not receive Mastercard access and have much lower transaction limits.

Acerca de SafePal Card

La ficha de SafePal Card resume el formato, la custodia, las comisiones, los límites y la disponibilidad.

Los datos se verificaron en la documentación del proveedor el 23 de septiembre de 2026; las condiciones pueden variar por país y nivel.

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Preguntas frecuentes

Respuestas rápidas a preguntas comunes sobre SafePal Card.

¿Aún tienes una pregunta?
Is SafePal Card a Visa or Mastercard?

The current SafePal banking gateway provides a virtual Mastercard. SafePal originally launched its banking product with Visa support, but its current card offering is based on Mastercard.

Can I spend crypto directly with SafePal Card?

Crypto is first moved into the SafePal banking gateway and converted into USDC or fiat. The resulting balance can then be spent through the Mastercard. SafePal supports funding from more than 40 blockchain networks.

Does SafePal Card offer cashback?

There is no standard universal cashback rate for everyday card purchases. SafePal periodically offers rewards through partnerships and promotions, such as 2% cashback on eligible hotel bookings made through its Entravel travel platform.