Metamask Card

MetaMask Card is a self-custodial crypto debit Mastercard offering direct spending from MetaMask wallets, automatic token conversion, Apple Pay and Google Pay support, and up to 3% cashback in mUSD.

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General

Brand / program: Metamask Card
Card type: Virtual Card
Wallet: Non-custodial
Payment network
Available regions: eu, Global, latam, USA
Supported blockchains: $15,000/day Standard; $30,000/day Metal
Plans and tiers: Virtual, Metal

Fees & rewards

Welcome bonus: None
Registration fee: $0 Virtual; $199/year Metal
Requirement: None
Cashback: 1% Virtual; 3% Metal
FX fee: 1% cross-border Virtual; 0% Metal*
APR / Yield: Yes

Access & limits

Need KYC: Yes
Mobile pay: Yes
Bank transfer: No
ATM withdrawal limit: $1,000/day Standard; $5,000/day Metal
Daily spending limit: $15,000/day Standard; $30,000/day Metal

Pros

Why Metamask Card can be a great choice.

Funds remain self-custodial until a transaction is made.
Free Virtual Card with no annual subscription fee.
1% mUSD cashback on eligible Virtual Card purchases.
Multiple supported blockchains, including Linea, Base, Solana and Monad.
Supports major stablecoins as well as wETH and regional stablecoins.
Apple Pay and Google Pay support.
Custom spending limits and asset priorities.
No need to manually off-ramp crypto before each purchase.
High daily purchase limit of up to $15,000 on the Virtual tier.

Cons

Things to consider before applying.

New registrations are currently paused in the US and UK.
Metal Card orders are temporarily paused.
Supported assets vary by blockchain and jurisdiction.
Spending non-stablecoin assets such as wETH carries an additional fee.
A small blockchain gas fee applies to each transaction.
Virtual Card ATM withdrawals carry a 2% fee where supported.
KYC and proof of residency are required.
Spending crypto may create a taxable disposal depending on local tax rules.

About Metamask Card

MetaMask Card connects directly to the MetaMask wallet, allowing users to spend supported cryptocurrencies without transferring them to a custodial exchange or separate card account. Funds remain in the user's wallet until a purchase is made, when the required tokens are automatically converted into fiat.

Users authorize specific tokens for spending and configure individual spending limits and payment priorities. The card supports several blockchain networks, including Linea, Base, Solana and Monad.

MetaMask offers a free virtual card and a premium physical Metal card. However, new Metal orders are temporarily suspended.

Fees and limits

The virtual card has no issuance or maintenance fees. MetaMask Metal costs $199 annually and provides higher spending limits and additional benefits.

Spending with supported local-currency stablecoins generally incurs no conversion fee beyond network gas costs. Other stablecoin conversions may cost 0.5%, while payments funded with wETH carry a 0.875% fee.

The virtual card charges 1% for cross-border transactions and 2% for eligible ATM withdrawals. Metal waives cross-border fees and offers up to $1,200 in monthly ATM withdrawals without a MetaMask fee.

Daily spending limits are $15,000 for Virtual and $30,000 for Metal.

Cashback and rewards

MetaMask Card provides cashback in mUSD, MetaMask's dollar-pegged stablecoin.

Virtual cardholders earn 1% cashback on eligible purchases. Metal cardholders receive 3% on their first $10,000 in annual spending and 1% afterward.

Rewards accumulate in the card account and can be claimed through MetaMask Money Account.

Additional benefits include hotel booking discounts and rewards through participating dining partners. Metal cardholders receive enhanced travel offers and higher rewards at eligible merchants.

Availability and features

MetaMask Card is available in selected European and Latin American countries, Canada and other supported markets. New applications in the US and UK are temporarily suspended, although existing cardholders can continue spending.

The card supports Apple Pay and Google Pay, online purchases and contactless payments wherever Mastercard is accepted.

ATM withdrawals are available to eligible US virtual cardholders and Metal customers. Virtual cards issued in other regions do not currently support cash withdrawals.

Identity verification is mandatory. Although the underlying wallet is self-custodial, card issuance and compliance are handled by external partners, including Crypto Life.

How to get the MetaMask Card

Install MetaMask Mobile or open MetaMask Portfolio.
Navigate to the Card section and check regional eligibility.
Register for a card account and complete KYC verification.
Activate the free virtual card.
Move supported tokens to Linea, Base, Solana or Monad if needed.
Enable tokens for card spending and configure spending limits.
Set the preferred spending order and add the card to Apple Pay or Google Pay.

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Frequently asked questions

Quick answers to common questions about Metamask Card.

Still have a question?

Is MetaMask Card self-custodial?

Yes. You keep your assets in your MetaMask wallet until you make a payment. You choose which tokens the card can access and define the amount it is allowed to spend. MetaMask Card cannot exceed the spending limit you set.

Does MetaMask Card offer cashback?

Yes. The free Virtual Card currently offers 1% cashback in mUSD on eligible purchases. The Metal Card offers 3% mUSD back on the first $10,000 spent each year and 1% after that, although new Metal Card orders are currently paused.

Which cryptocurrencies can I spend with MetaMask Card?

Supported assets depend on the network. Linea supports mUSD, USDC, USDT, wETH, EURe and GBPe; Solana supports USDC and USDT; Base supports USDC and USDT; and Monad currently supports USDC.