SolCard is a USD-denominated crypto payment card operated by SC Payments Limited. Users deposit supported cryptocurrencies, which are converted into a prepaid card balance held by a third-party issuer. Payments are then made through the Visa or Mastercard network without requiring a separate bank account.
SolCard offers two tiers. The standard Virtual Card can be issued without identity verification and is intended for online purchases, subscriptions and digital services. The Platinum Card requires KYC but provides lower fees, higher spending limits and support for Apple Pay and Google Pay.
Unlike cards that draw directly from a crypto wallet at checkout, SolCard requires users to load funds onto their card before spending.
Supported assets and funding
SolCard accepts SOL, USDC, USDT, SOLC and JITO. Stablecoin deposits are supported across several networks, including Solana, Ethereum, Polygon, BNB Smart Chain, Arbitrum, Optimism, Avalanche, Base and HyperEVM.
Users can reload existing cards with cryptocurrency and withdraw unused balances to an external wallet. Card balances are held by the issuing institution rather than in a self-custody wallet.
Fees and limits
Both card tiers carry a $10 issuance fee and have no monthly or annual maintenance charges.
The standard Virtual Card charges 5% on deposits and has a published monthly spending limit of $5,000. Platinum removes the top-up fee and offers substantially higher spending limits.
Additional transaction charges apply, including a $0.30 purchase fee, foreign-currency conversion charges and fees for certain refunds or withdrawals. Apple Pay and Google Pay transactions may also incur additional charges.
SolCard does not currently offer a standard cashback program.
Availability and card usage
The standard Virtual Card is primarily intended for online payments. Platinum supports online and contactless in-store purchases through Apple Pay and Google Pay.
SolCard operates in numerous countries but excludes certain jurisdictions, including the United States, Ukraine, Russia, Belarus and several others.
Some merchants and payment categories are restricted, particularly for standard Virtual Cards. Payments through certain financial services, cryptocurrency platforms and digital subscription providers may be declined.
How to get the SolCard
Visit app.solcard.cc and register using your email address.
Select an available card slot and choose Virtual or Platinum.
Complete identity verification if applying for Platinum.
Choose a supported cryptocurrency and blockchain network.
Transfer the requested amount to the provided deposit address.
Wait for blockchain confirmation and automatic card issuance.
Access your card details through the dashboard.
Add the Platinum Card to Apple Pay or Google Pay if needed.
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