ARQ Card is a virtual and physical Mastercard backed by the USDc or EURc balance in an ARQ account, with global payments, ATM withdrawals and mobile wallet support.
Arq Card एक अच्छा विकल्प क्यों हो सकता है।
आवेदन करने से पहले ध्यान देने योग्य बातें।
ARQ Card is the payment card of ARQ, the Latin American financial app previously known as DolarApp. It is available in virtual and physical formats and is designed around the digital-dollar and digital-euro balances held in an ARQ account.
Technically, the Global ARQ Card is structured as a secured credit card rather than a conventional debit card. The available USDc or EURc balance acts as collateral and determines the spending capacity of the card. Purchases reduce the available balance immediately, so the standard card does not operate like a revolving credit line with accumulated interest.
The card is issued on the Mastercard network and can be used for online and in-store payments internationally. Both Apple Pay and Google Wallet are supported, while the physical version can also be used for ATM withdrawals.
ARQ accounts can be funded with stablecoins. The platform currently supports deposits of USDC and USDT, including USDT on Ethereum, Tron and Polygon and USDC on Ethereum and Polygon.
Card spending itself is primarily tied to the USDc or EURc balance rather than directly to a selectable crypto portfolio. ARQ also offers separate crypto investing, but BTC, ETH and other assets held in the investment section are not spent directly through the card.
The virtual ARQ Card is free and has no annual or maintenance fee. A physical card normally requires a $4.99 shipping payment, although the first physical card is free for users with more than $100 in their main balance or an eligible Premium subscription.
ARQ charges 1% for ATM withdrawals. Premium users can withdraw up to 500 USDc per month without the ARQ withdrawal fee, although the ATM operator may still apply its own charge.
ARQ does not impose a minimum spending requirement on the standard card. FX and local-card conditions can differ depending on the user's country and whether a Global or Local ARQ Card is being used.
ARQ is currently available to residents of Mexico, Colombia, Argentina and Brazil. The exact card setup differs between markets: some users can have both Global and Local cards, with the Global card primarily intended for international spending and the Local card optimized for domestic payments.
Identity verification is required to open an ARQ account and access the card.
Download the ARQ app and create an account.
Complete identity verification.
Fund the account with USDc, EURc or a supported deposit method.
Open the Cards section and request a virtual card.
Order the physical card if needed.
Add the card to Apple Pay or Google Wallet for mobile payments.
Activate the physical card in the app after delivery.
Arq Card के बारे में सामान्य प्रश्नों के संक्षिप्त उत्तर।
ARQ Card is linked to an account that supports stablecoins and crypto services, but card spending is primarily backed by the user's USDc or EURc balance. Users can deposit USDC or USDT into ARQ, while other cryptocurrencies held through ARQ's investment service are not spent directly from the card.
The Global ARQ Card is structured as a secured credit card. The user's digital-dollar or digital-euro balance acts as collateral and determines the available card limit, while purchases reduce that available balance immediately.
The virtual card is free and has no annual maintenance fee. Physical card delivery normally costs $4.99, while ATM withdrawals carry a 1% ARQ fee. Premium users receive up to 500 USDc of fee-free ATM withdrawals per month, excluding any charges imposed by the ATM operator.
अभी कोई टिप्पणी नहीं
इस कार्ड के बारे में उपयोगी अनुभव साझा करने वाले पहले व्यक्ति बनें।